Preferred Gold

Personal Checking |  N.O.W.  Account | The Club | Independence Plus | Overdraft Protection
 

Preferred Gold Account requires a checking account relationship and is available for one or more individuals (personal accounts). Businesses and organizations do not qualify.

Qualifications: 

$5,000 minimum ledger balance in savings (cumulative) or $15.00 per month

Plan Contents:

  • N.O.W. checking account*
  • Unlimited check writing
  • Specially designed wallet style checks 
  • Money orders and cashiers checks without an issue charge
  • Classic or Gold VISA card with no annual fee**
  • ATM card or check card with no annual fee**
  • 25% discount on any size safe deposit box (as available)
  • Travelers Checks without an issue fee 
  • 10% discount on 1st year's fee for any new Trust Department Account
  • 10 photocopies per month at no charge
  • Personal Reserve Account (PRA) with no annual fee**

Request an Account   Check Current Rates

 NOTE: Prices for check printing will vary 
*  Required Account. This is a check safekeeping account. Additional fees apply for check return.
** Subject to credit approval
  • Check Return is required for ALL checking accounts where an account signer is someone other than the Owner of the account (e.g. P.O.A.s, Agency Accounts).

Daily Balance Method - Bank uses the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.

Accrual of Interest on non-Cash Deposits - Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (i.e. checks).