Personal Loans

Home Equity Loans

Is your bathroom too small?  Does your kitchen need updating?  No matter what changes your home needs, we can help you get the money you need to get things done.  With a Bank of Sun Prairie Home Equity Loan or Home Equity Line of Credit you are guaranteed a competitive rate and the finest professional assistance.  Call or request an Application online and we will help you find the loan product that best meets your needs.

For more information contact Michelle Hahn or Judy Veith at our Main Street office, Craig Freng at our Broadway office or Jason Smith in our Cottage Grove office.

Mortgage Loans

We offer a variety of fixed-rate mortgages.  Fixed rate mortgages are the most popular and the type of mortgage familiar to most people.  The main advantage of this kind of loan is that the loan payment remains constant for the life of the loan.  Use our financial calculators to weigh your options on loan type, payments, qualification and more. 

The bank also offers Adjustable-Rate Mortgages (ARMs) which are popular for homebuyers when interest rates are high, if a homebuyer is not planning to own the residence for very long, or in the case where a homebuyers income is expected to steadily rise.

SUN Mortgage Loan

The Sun Mortgage Program offers benefits over and above “conventional type” mortgages.  Enjoy perks such as 95% financing with no Private Mortgage Insurance, which can save some customers up to $100 or more in their monthly payment! This is an all-in-1 loan verses an 80/15 1st and 2nd mortgage, often at a variable rate. This program helps not just first time buyers, but is available to previous owners as well, possibly allowing them to use proceeds of a previous home to payoff personal debt. And the best part is that all loans are serviced locally in Sun Prairie. So you get great customer service with a real person, not a stranger on a toll-free phone line.  Find out more.