Current Rates

Rates effective as of 6/5/2008 through 6/11/2008.
 

Deposit Rate Interest Rate Annual Percentage
Yield (APY)
 
Minimum Opening Deposit
Certificates of Deposit (CDs)
91-181 Day CD* 2.00% 2.01% $1,000.00
182-364 Day CD* 2.40% 2.41% $1,000.00
12-17 Month CD* 3.00% 3.00% $500.00
18 - 23 Month CD* 3.00% 3.01% $500.00
24 - 29 Month CD* 3.10% 3.10% $500.00
30-35 Month CD* 3.20% 3.21% $500.00
36 - 47 Month CD* 3.30% 3.30% $500.00
48 - 59  Month CD* 3.50% 3.50% $500.00
60 Month CD* 3.80% 3.80% $500.00
Certificate of Deposit Promotions
1 Year CD 3.50% 3.50% $2.500.00
3 year CD 3.75% 3.75% $2,500.00
High Yield Money Market Account**
$.01 - $1,999 1.00% 1.00% $2000.00
$2,000 - $9,999 1.20% 1.21%  
$10,000 - $39,999 1.70% 1.71%  
$40,000 - $89,999 2.00% 2.02%  
$90,000 - $249,999 2.40% 2.43%  
$250,000 + 2.75% 2.78%  
Health Savings Account
$.01 - $9,999 1.00% 1.00% $50.00
$10,000 + 1.40% 1.41%  
Regular Savings Account**
Individuals 18 & Over or Businesses 0.50% 0.50% $50.00
Individuals Under 18 0.50% 0.50% $10.00
Golden Savings**
All balances 1.00% 1.00% $100.00
Rate is effective 6/5/2008 thru 7/2/2008
Checking Accounts**
NOW Checking
(not available as an IRA)
.35% .35% $100.00

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*   Bump Rate Certificates of Deposit available - $5000 minimum deposit.

**  The Interest Rate and Annual Percentage Yield may change. 

Notes: 
 - Fees could reduce the Annual Percentage Yield (APY) on the above accounts. For additional Account disclosure information, please refer to the brochure "Deposit Account Rules"
- All Certificate of Deposit, High Yield Money Market Account, and Regular Savings Account information also applies  to IRAs (unless indicated otherwise). 
- All Certificates of Deposit are subject to substantial penalty for early withdrawal. 
- Minimum balance to earn APY is $.01. 
- Interest withdrawal will affect APY.